Your Tip of the Day

by Bob Osgoodby

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- 10/14

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In this Issue

** Tip Of The Day – Windows Update

** Something to Think About by Jan Tincher
 
** Food For Thought by Dr. Kevin Nunley – Keep Your Offer Simple
 
** Quote of the Day

** A Little Levity – What Time is it?

** The Dollar Stretcher by Gary Foreman – Handling the Ungrateful Houseguest
 
** Publications of Interest

** Stress Matters

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Tip of the Day

Windows Update

Security vulnerabilities are popping up every day and to keep your system safe, you should download all of the updates. There are a number of ways you can get these updates.

You can run a Windows update manually from the All Programs list, which is also a good way to see if you have your system up-to-date. You can also use the Microsoft Baseline Security Analyzer, which can be run from: http://www.microsoft.com/technet/security/tools/mbsa2/default.mspx - it also detects what updates your system needs and where to go in order to acquire these

If you're running a newer version of Windows, you've probably noticed the Windows Update item when you press your Start button. You know how Windows tends to have a few bugs? Well, these updates take care of bugs, security holes, and lots of other problems. Who knows, if you are having problems, this may actually cure them!

If you are running XP, the process is pretty streamlined. In fact, it should ask you via a little bubble in the system tray if you want to check for updates. After you've done this, you should be able to set things up so updates are checked for automatically and you just say "yes" when you want to download.

Note that not all the updates are downloaded with the automatic option though. By default, it's only the critical updates. So, you may want to use the following method too:

To manually pick and choose your updates, just click the Start button, Help & Support . Click the link for "Keep your computer up-to-date with Windows Update" under the Pick A Task category.

From here, your computer will be analyzed, examined, poked, and prodded. And again, for those who are worried, supposedly no information is sent to Microsoft during the analysis. It's just you between you and their software. Once this analysis is over, you'll get a link that lets you review and install. Click that.

The updates come in 3 different flavors (Critical, Windows, and Driver categories) and these are listed on the left under the Windows Update column.

Click a category and choose the updates you want to add.

What updates should you get? Well, grab any critical updates for sure. Then scroll down the list and see if you spot anything else that looks useful. Once you're done picking updates, click the Review and Install link on the left. Hit the Install Now button and the updates will be downloaded and installed.

** Microsoft NEVER sends updates via email, so if you get a message claiming to be an update, DO NOT open the attachment—it contains a virus.

Bob

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Something to Think About by Jan Tincher

What do successful people focus on?

Building friendships that reward
Psychological Environmental control
Getting where you want to go
Wealth accumulation
Creative success at work

What are you focusing on? If you aren't already, why don't you try focusing on the above?

How does that feel? Now, go back to what you were focusing on. Feel the difference? Now, go back to focusing on the above. Feel how good that feels. Why don't you make it a point to focus on it once or twice a day until it becomes a habit? Wouldn't that feel great?

If you focus on what successful people focus on, guess what! You will soon become the success you were focusing on!

An article that will help is:  Look At Your Success Picture 1000 Times A Day!
[Http://www.tameyourbrain.com/success_picture.htm]

 happened -- and that may not happen. Have faith. Share that faith.

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Stupid Quotes

"Solutions are not the answer."

- Richard Nixon, former U.S. President

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Food for Thought
by Dr. Kevin Nunley

Keep Your Offer Simple

When things get complicated, customers bolt.

Have you ever been to a website that makes an offer, then compounds it with stipulations, overwhelming you with complicated wording and conditions? If so, you probably didn't stay there long.

On the web, people are always a little more wary of the products and offers. They can't see or touch them, so they have to rely on the information you provide to judge whether or not they want what you have to offer.

But things like complicated wording, too many instructions, too many steps, etc. will all make potential customers suspicious. They'll wonder what you're trying to hide in all those unnecessary words and steps.

Or, those potential customers will simply tire of sorting through all the instructions and stipulations associated with your offer. After all, they can always find another site that won't require them to decipher a code to get what they want.

Use simple wording, short sentences, and brief paragraphs to keep the information you need to convey concise, easy-to-read, and simple to understand. And if you offer a bonus, don't require potential customers to jump through hoops to get it.

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"See Kevin's 10,000 free marketing tips at http://drnunley.com"

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Trivia

It has been medically proven that pessimism raises blood
pressure. The more pessimistic a person is, the more likely he
or she is to die earlier than optimistic counterparts.

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Quote of the Day

"Youth is not a time of life; it is a state of mind; it is not a matter of rosy cheeks, red lips and supple knees;
it is a matter of the will, quality of the imagination, a vigor of the emotions;
it is the freshness of the deep springs of life."

 - Samuel Ullman, Businessman and Poet

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Grins

What Time is it?
=-=-=-=-=-=-=-=-=

On some air bases, the Air Force is on one side of the field and civilian aircraft use the other side of the field, with the control tower in the middle. One day the tower received a call from an aircraft asking, "What time is it?"

The tower responded, "Who is calling?"

The aircraft replied, "What difference does it make?"

The tower replied, "It makes a lot of difference. If it is an American Airlines flight, it is 3 o'clock.

If it is an Air Force plane, it is 1500 hours.

If it is a Navy aircraft, it is 6 bells.

If it is an Army aircraft, the big hand is on the 12 and the little hand is on the 3.

If it is a Marine Corps aircraft, it's Thursday afternoon and 120 minutes to 'Happy Hour.'"

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A woman is walking on the road and a voice shouts out, "Don't take a step further."

She obeys and suddenly a ton of bricks fall on the place where she would have otherwise been.

She thinks she imagined it and keeps walking until suddenly the voice calls out again. "Don't take a step further."

She stops and a car skids past. Then suddenly she hears the voice saying "I am your guardian angel, and I will warn you before something bad happens to you. Now do you have any questions to ask me?"

Yes! shouts the woman, "Just where were you on my wedding day!"

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Frustrated at always being corrected by her husband, my aunt decided the next time it happened, she would have a comeback. That moment finally arrived, and she was ready.

"You know," she challenged, "even a broken clock is right once a day!"

My uncle looked at her and replied, "Twice."

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New FAA motto: "We're not happy,
until you're not happy."

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The Dollar Stretcher
by Gary Foreman

Handling the Ungrateful Houseguest

I have been reading with mixed emotions the stories <stretcher.com/stories/01/011126b.cfm> of houseguests and solutions! I have a houseguest who will be in my home for three weeks and has not pitched in (unless asked) with cooking, cleaning, shopping for food & liquor, or gas for the car. How can I ask for reimbursement for a joint party we hosted without ruining the friendship?
Dianna

Wow! What a friend! Dianna has come up against a problem that we all face sometime in our life. What to do with do with someone who's happy spending our money. Whether that person is an out-of-town guest, an officemate at work or a distant spendthrift cousin it's often a tough situation to handle. Largely because it has to do with how we view ourselves and how we relate to money. Both issues are deeply ingrained in us and often involve very complicated emotions.

I doubt that even the best psychoanalyst could help you answer both questions in one column. So we won't try to do that. What we will try to do is to pose some questions that will help Dianna get closer to an answer.

Let's begin with how you view yourself. The first question to ask is do you generally see yourself as a giver? Or as a taker? How aggressive are you about getting what you feel belongs to you? Do you hold on to things loosely or tightly?

The second question is how do you feel about how you see yourself? Whether you're a giver or a taker or somewhere in between, are you comfortable with that picture? If you're not happy with what you see do you feel that you want to make a change? Or is it easier to stay with existing patterns rather than try to change your future?

How Dianna views herself and how comfortable she is with that view will make a big difference in how she relates to her friend. It allows her to put the situation into a proper perspective.

The next question for Dianna to answer is how she views money in her life. For some folks money is a cruel master. They see themselves struggling to get enough to pay for life's necessities. Money is very valuable to them and must be tightly controlled.

At the other extreme are people who view money as 'fun tickets' - to be used to increase life's pleasures. Money has little importance to them (unless they run out of it!).

Somewhere in the middle are people who consider money to be a tool. Like most tools it can be used properly or improperly (with appropriate results). They see money as having value, but attempt to keep it in a proper perspective.

Now that Dianna has a frame of reference she's in a better position to decide what response is consistent with the person she wants to be. Let's look at what options she has.

Dianna could do nothing. Just continue to spend extra money on her visitor and not ask for help or reimbursement. While her friend would probably be fine with this choice, Dianna might not be. After all, unless there's some other reason that we want to maintain the relationship, at some point we begin to lose respect for ourselves if we let someone take advantage of us. Of course, if there is a good reason, then Dianna can be a generous hostess and forget about the cost.

Dianna could also gently ask for some help and reimbursement. The method is really quite easy. Next time you fill up your car, make sure the visitor is in it and mention that you paid for the last tank and could she pay for this one. A similar strategy works for the groceries or even cleaning the toilets.

She probably won't get a 50/50 split of work and expenses this way. But the friend has gently been put on notice that Dianna won't be taken advantage of. Don't be surprised if she cuts her visit short. If she was merely there to take what she could, she'll leave when she realizes that's ending. It may have a sad ending, but you'll quickly find out how good a friend she really is.

If Dianna really feels put out, she could be a little more forceful about asking for help. One way to do that would be to list the expenses, making it clear when they're presented that the assumption is that the visitor would want to pay her half.

On the other hand, Dianna may look at herself and her friend and decide that being repaid really isn't that important. It could be that the relationship goes back for years and is more valuable than the money involved. Or it could be that the visitor is a family member and family harmony is the main consideration.

Dianna may decide that she needs to take actions that aren't very comfortable. If so, she shouldn't postpone taking action. That'll only make it worse. She can stay strong knowing that she arrived at the decision in a calm, intelligent manner and the end results are for her benefit.

In any case, she's made a decision with her best interest in mind. She has considered her self-worth, the friendship and money. Each has been given proper importance and her decision reflects that. Whatever choice she makes, Dianna has put herself in position to achieve the best possible outcome.

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Gary Foreman has worked as a Certified Financial Planner and currently edits The Dollar Stretcher website http:www.stretcher.com You'll find hundreds of free articles to help you save time and money. Visit Today!

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Stress Matters

You will find this "Stress Tip Message" helpful to stay focused and on purpose with less stress by reading it often throughout the day.

Listen to your heart, and then shift into action.

- Dr. Rae

~ Need help with this "Weekly StressTip"? Invest in yourself, contact The Baum Group at www.YourStressMatters.com/contactus.htm ~

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Best Wishes
Bob
Copyright - 2004

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