Your Tip of the Day

by Bob Osgoodby

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In this Issue

** Tip Of The Day – Forward a Good Joke

** Something to Think About by Jan Tincher

** Food For Thought by Dr. Kevin Nunley – Affiliate Marketing--Who Benefits More, You or the Company?

** Quote of the Day

** A Little Levity – Jim and Edna

** The Dollar Stretcher by Gary Foreman – Perspectives

** Publications of Interest

** Stress Matters

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Tip of the Day

Forward a Good Joke

Don’t you just hate it when you get a joke, or something else has been forwarded 80 skillion times and you have to wade through page after page of email addresses to finally get to it.

Some email messages are worth forwarding, and if many people share that opinion, many will forward a particular message, and they in turn will forward it to many other people. Most email programs insert the headers including To: and often Cc: by default when you forward a message.

But including all header information with all the other To: and Cc: recipients has overwhelming disadvantages. The message looks horrible, and often the actual content is buried and hard to find between all the email address. Also you are sharing all the email addresses with third parties without the consent of the addresses' owners.

Well folks, the people who forward it that way are either lazy, don’t care or possibly don’t know any better.

If you want to forward something to those in your address book, don’t just forward it to them because their going to get all that other junk as well. Do it this way:

Copy the joke – here’s how - highlight what you want to copy – place your cursor at the start of the joke and while holding down your CTRL Key, move the cursor to the end of the joke, then depress the letter “C”. Alternatively you can go to edit at the top left of the screen and select “Copy.”

Then – start a new email and address it to someone (preferably yourself). Place your cursor in the BCC area and select you’re the addresses you wish to send it to from your address book.

Alternatively, some email packages allow you to have multiple email addresses under one heading. If that is the case, simply enter a title for the list, and place all the addresses under that one title. Then, when you are writing or forwarding something, you only have to address it to that list, and none of the other recipients addresses that you are sending it to will be shown.

Finally – go to the body of the email and paste in the joke. Hold the CTRL Key down and depress the letter “V” or go to edit at the top left of the screen and select “Paste.” Now, none of the other addresses will be shown – only the joke.

Now my second beef with you “ne’er do wells” – why do insist on sending things that have short lines and >>> in front of each line? That is really sloppy. If it is worth forwarding to your friends don’t send something that really looks junky.

First – get rid of all those >> thingys – go to your Notepad (we all have it guys) and go to Edit on the top left bar and select replace. In the “Find What” box enter > and in the “Replace With” box – leave that blank. Then Hit the “Replace All” Button and all those thingys have gone away.

Copy what is left. Now if the lines are all jaggy and of different lengths, go to one of my web sites at: http://adv-marketing.com/business/formatter.htm where you will find a line length formatter. Paste the Joke there, select a line length and hit “Format.” Then depress “Copy to Clipboard” and then paste it into the body of the email you are sending. If all the lines have been placed in one paragraph, simply hit “Select All” and paste it in again. Then place a blank line between each line and it will format properly. If there are two or more blank lines between each paragraph, simply delete them. Walla – for a few minuets extra effort, you now have a professional looking email.  You may wish to save the web address http://adv-marketing.com/business/formatter.htm to your favorites.

Bottom Line – if something is worth being forwarded – do it right. And here is the best part – if you forward this to all your friends that you correspond with by email, you’ll never have to wade through all that “gobble de gook” again either.

Bob

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Something to Think About by Jan Tincher

Do you enjoy learning? You do?  That's great!

Your brain grows stagnate when it's not learning, when it's not challenged.

You are never too old to learn. If you don't exercise your brain muscles, it's the same as if you don't exercise your body muscles.

They deteriorate with disuse. Believe me on this.

Find something to learn, to be enthusiastic about every day, and live a long healthy life.

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Be a success!  Let Jan Tincher, Master Neuro-Linguistic
Programmer, help you!  Great articles, great strategies you can
implement immediately!  Go here now:
http://www.tameyourbrain.com/success/index1.htm

 happened -- and that may not happen. Have faith. Share that faith.

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Stupid Quotes

"Hi I'm Dean White, Dick, of the college."

- Richard (Dick) White, Duke University academic Dean introducing himself at a faculty dinner.

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Food for Thought
by Dr. Kevin Nunley

Affiliate Marketing--Who Benefits More, You or the Company?

Most network marketing companies give prospective affiliates the impression that they are the ones who get the most benefits, not the company itself. But is this really true? Are network marketing companies really sacrificing their own benefits so they can provide them for you?

To answer that question, you have to look at each specific opportunity. Not all are created equally, you know. The more a company is willing to do to help you succeed--providing marketing tools and materials, keeping costs low, taking marketing responsibility themselves--the more you benefit. But your benefits mean success, and your success means success for them.

Affiliate marketing is a tremendous arrangement for both you and the company. It's a very symbiotic relationship, in which you can't succeed without them, and they can't succeed without you.

So, when you decide to look for a network marketing opportunity, remember that just because a company seems to provide an unreasonably generous amount of benefits for affiliates, doesn't mean there is some kind of trick. It may simply mean that the company knows how your success will affect them.

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"See Kevin's 10,000 free marketing tips at http://drnunley.com"

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Trivia

To help create her signature sexy walk, actress Marilyn Monroe sawed off part of the heel of one shoe.

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Quote of the Day

"Talent is cheaper than table salt. What separates the talented individual from the successful one is a lot of hard work."

 - Stephen King, Author

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Grins

Jim and Edna
=-=-=-=-=-=-=

Jim and Edna were both patients in a mental hospital. One day while they were walking past the hospital swimming pool, Jim suddenly jumped into the deep end. He sank to the bottom of the pool and stayed there.

Edna promptly jumped in to save him. She swam to the bottom and pulled Jim out.

When the hospital director became aware of Edna's heroic act she immediately ordered that Edna be discharged from the hospital because she now considered Edna to be mentally stable.

The director went to Edna and said, "I have some good news and some bad news. The good news is that you're being discharged because you responded so rationally to a crisis by jumping in the pool to save the life of another patient. Your action displays sound mindedness.

The bad news is that Jim, the patient you saved, hung himself in the bathroom with his bathrobe belt right after you saved him. I am so sorry, but he's dead."

Edna replied, "He didn't hang himself. I put him there to dry. How soon can I go home?"

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Lady of the house, "I want you to stand at the front door and call the guests'
names as they arrive."

Butler, "Very well, madam. I've been wanting to do that for years."
 
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A young man who wants to see the world signs on to a tramp steamer to be trained as a helmsman. He masters the classroom instruction, then starts his practical training on the wheel of the vessel.

In his first lesson, the mate gives him a heading, and the young fellow holds to it. Then the mate orders, "Come starboard."

Pleased at knowing immediately which way starboard is, the young man leaves the helm and walks over to his instructor. The mate has an incredulous look on his face as the helm swings freely.

Then, rather gently considering the circumstance, he asks politely, "Could you bring the ship with you?"

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Nostalgia isn't what it used to be.

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The Dollar Stretcher
by Gary Foreman

Perspectives

How you look at your situation could make all the difference

The other day I was sitting in the courtyard of a tall hotel building. I happened to notice how small some palm trees appeared against the building. Then it occurred to me that I had similar sized palm trees in my yard. And compared to my split-level home they appeared huge. The difference? It's all a matter of perspective.

Our finances are also often a matter of perspective. Whether $500 is a lot or a little depends on what we compare it to. So let's take a look at some situations where our perceptions could have a big impact on our bank account.

We'll begin with something very familiar, our homes. According to the National Association of Homebuilders, the average home size in the U.S. in 2004 was 2,330 square feet. That was up from 1,400 square feet in 1970. So is your home large or small?

If you have a 1,900 square foot home, you might compare it to your friends and think that you're really quite cramped. In fact, it might be very important to you to find something bigger. Even if it means higher mortgage payments, insurance costs, utility bills and additional upkeep. Moving to a larger home could have a major impact on your budget and your bank account. But, if your friends' homes are the comparison, you'll probably talk yourself into moving.

On the other hand, if you compare your home to the one you grew up in, it probably seems spacious. No need to move to a bigger home. Just a matter of controlling how much stuff you try to cram under your roof. The savings could be significant. Not to mention the peace of mind. It's all just a matter of perspective.

Or let's try car payments. Suppose that you have a car payment of $400 per month. That doesn't seem like much, especially when you compare it to your neighbor's payment of nearly $650. And, it sure is nice having a nearly new car in the driveway for everyone to see. After all, you wouldn't want them to think that you couldn't afford a new car because you can handle those payments with no problem.

Of course, if you should happen to lose your job, that $400 a month payment will suddenly look like a huge mountain. Trying to live on unemployment is hard enough when there's only the mortgage and food to consider, but that car payment is going to make things very difficult. From this vantage point, it looks like a big problem.

Here's another one. Two thirds of college graduates had student loans. And students with loans had an average debt of over $19,000 at graduation (source: National Center for Education Statistics). Depending on the type of loan, the monthly payment will run $200 a month or slightly more. So is that a large debt for a college grad?

Depends on how you look at it. The U.S. Dept. of Commerce estimates that a college grad will earn about $23,000 more per year than someone with a high school diploma. So in those terms, a $19,000 debt doesn't seem so big. In fact, it might even seem cheap.

But, let's take another look. The first thing to note is that the difference in earnings for college grads is an average over their entire career. So they'll probably average less their first job out of college.

What can current grads expect to be paid? That depends a lot on the job. So we'll select something that's fairly typical. The average business administration grad can expect to earn about $38,000 a year (source: National Association of Colleges and Employers). Depending on state taxes and some other deductions, he'll take home about $2,400 per month.

That would mean that 5% of his take home pay is going to repay student loans. Now the debt seems a little bit bigger. Let's further suppose that our graduate wants to replace the beater he drove through school. Add a car payment to the mix and the budget starts getting pretty tight. Once again, we have a different perspective on the same situation.

Why is all this important? Many of us make financial decisions based on how we "feel" about a situation. Those feelings are very much affected by what we're comparing to our potential financial transaction. Unfortunately, sometimes we focus on that first perspective and don't consider any others.

It's important to our financial well-being that we get more than one comparison on any major financial decision. Let's give our feelings and our intellect a chance to see both sides of our potential choices. We'll be much more likely to make a decision that is comfortable in the future.

So how tall is that tree? It all depends on what it's standing next to.

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Gary Foreman has worked as a Certified Financial Planner and currently edits The Dollar Stretcher website http:www.stretcher.com You'll find hundreds of free articles to help you save time and money. Visit Today!

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Stress Matters

You will find this "Stress Tip Message" helpful to stay focused and on purpose with less stress by reading it often throughout the day.

Focus on maximizing the potential of any situation by staying on purpose.

- Dr. Rae

~ Need help with this "Weekly StressTip"? Invest in yourself, contact The Baum Group at www.YourStressMatters.com/contactus.htm ~

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learns something he can learn in no other way.

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Best Wishes
Bob
Copyright - 2004

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