Your Tip of the Day
by Bob Osgoodby
Today is Wednesday, September 5, 2007
It is 248 days since the first of the Year
There are 117 days left in the Year, and
There are 110 Days Until Christmas
Today is . . . Housekeepers Day
On this date ...
Sam Houston elected president of the Republic of Texas (1836)
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In this Issue
** Tip Of The Day – Desktop Cleanup
** Something to Think About by Jan Tincher
** Food For Thought by Dr. Kevin Nunley – Why Doesn't Pay-Per-Click Advertising Work?
** Quote of the Day
** A Little Levity – Speeding
** The Dollar Stretcher by Gary Foreman – An $1800 Grocery Bill
** Publications of Interest
** Stress Matters
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Tip of the Day
Desktop Cleanup
Do you have a lot of icons sitting on your desktop that you don't use very often? Believe it or not, the more you have on your desktop, the longer it takes when starting your computer. That's why I have a folder on my desktop that is used just for the icons that I hardly ever use.
If you would like one, it's very easy to do this. Just right click anywhere on your desktop and click New, then Folder. This will pop up a new folder right next to your other icons. Find that and then type in what you want to call it. I named mine "More Icons," but you can name it whatever you want. Just make sure you call it something that will remind you of what it is.
Once you have the folder named, you can just drag and drop the other icons that you don't use into that folder. Is as easy as that! If you ever need to access any of those icons, you can just double click on your new folder and all of them will be waiting for you. They're not deleted from your computer, they're just put on hold. Now you have room for your favorite picture as wallpaper dead smack in the middle of your desktop.
Bob
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Something to Think About by Jan Tincher
What is luck?
Luck is:
L aboring U nder C orrect K nowledge.
If you study long and hard enough . . .
If you read everything you can on the subject -- especially before you go to bed at night, so it can *sink* in . . .
If you learn everything you can, everywhere you can, from everyone you can . . .
You will indeed have luck!
An article that might help is: You Can Learn Easier By Triggering
You can find it here: [Http://www.tameyourbrain.com/learneasier_triggering.htm]-----
Be a success! Let Jan Tincher, Master Neuro-Linguistic
Programmer, help you! Great articles, great strategies you can
implement immediately! Go here now:
http://www.tameyourbrain.com/success/index1.htmhappened -- and that may not happen. Have faith. Share that faith.
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Stupid Quotes"Most hotels are already booked solid by people, plus 5,000 journalists."
- Bangkok Post
Food for Thought
by Dr. Kevin NunleyWhy Doesn't Pay-Per-Click Advertising Work?
About twice a day I get a note from people saying I'm doing a ton of advertising with pay-per-click search engines. I get 1,000 people a day to my site and nobody buys. What is wrong with my site?
Often, NOTHING is wrong with the site. The real problem seems to be with PPC search engines. While they work magnificently for some businesses, they work poorly for others.
For some reason nobody has yet explained to me, the masses of folks who come from PPC's have a 15 to 20 second look around your site, then leave without buying anything.
There are three solutions to this problem.
1. Instead of going for the order, try to get PPC traffic to sign up for your newsletter or email updates. People who have never heard of you before are unlikely to buy. People who have been reading your newsletter for weeks are much more likely to place their order.
2. Sell an item or service people buy on impulse. Things that are cheap and "feel good" have the advantage.
3. Stop spending all your ad budget on PPC's. Spread the money around a bit. Advertise in ezines, get on mainstream search engines, send out your own article with your ad at the end.
-----
"See Kevin's 10,000 free marketing tips at http://drnunley.com"
Trivia
In a world that has lost more than half its total rainforests, Brazil is singularly gifted with a full third of the remainder, but they are also one of the leading destroyers of this last bastion of Nature. Each year, another 2.7 million acres are clear cut or burned to make way for progress, and to sell the wood as a cash crop.
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Quote of the Day
"Never measure the height of a mountain until you have reached the top. Then you will see how low it was."
- Jacqueline Kennedy Onassis, U.S. First Lady
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GrinsSpeeding
=-=-=-=-=The state trooper pulled Dr. Schwartz over and, after inspecting his license and registration, informed the motorist that he was going to have to spend the night in jail.
"What's the charge? Dr. Schwartz demanded.
"None," replied the officer. "It's all part of the service."
-----
For our 10th anniversary my wife and I vacationed in Hawaii, where we went snorkeling. After an hour in the water everyone got back on the boat, except for one beautiful young woman and me.
As I continued my underwater exploring, I noticed that everywhere I swam, she swam. I snorkeled for another 20 minutes. So did she. I climbed back in the boat. So did she. I felt very flattered and, as I took off my fins, asked her coyly why she had stayed in the water for so long.
"I'm the lifeguard," she replied matter-of-factly. "I couldn't get out until you did."
-----
When the new patient was settled comfortably on the couch, the psychiatrist began his therapy session. "I'm not aware of your problem," the doctor said. "So perhaps, you should start at the very beginning."
"Of course," replied the patient. "In the beginning, I created the heavens and the earth..."
-----
Two Reasons Why It's So Hard To Solve A Redneck Murder: 1. All the DNA is the same.
2. There are no dental records
The Dollar Stretcher
by Gary ForemanAn $1800 Grocery Bill
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Hi Gary,
I am at a loss. My wife and I both work and we have four kids. We make good money between us but are always living paycheck to paycheck. One big problem is our grocery bill. I was looking at last month's expenses and saw that we spent over $1800 in groceries over the month at one grocery store (that is not a typo). There were a few other stops in there as well at some convenience stores. The really sad thing is we aren't eating steak and lobster. We eat frozen burgers three to four times a week and tacos.As mentioned, we both work, and although I appreciate suggestions about making everything from scratch, that is not feasible for us. Most times during the week we are not eating dinner until 8pm. We try to shop at Costco (Sam's Club, etc.), but all that does is rack up a huge $400-600 bill there and then we still "run to the store" three to four times a week.
I am at the point of seriously considering paying someone to help us plan our grocery spending and meal planning. Anything I can try first?
Darren-----
Darren is right. His family does have a problem. They really should be eating steak and lobster if they're spending that much on their grocery bill each month.
Let's attack our problem on two fronts. First, we'll examine a business tool that will help Darren understand the problem. Second, we'll see if we can't suggest some tactics that will work for his busy family.
The business tool is one that's used by management to help identify and isolate a problem. It's sometimes known as reading a report from the "bottom up." If I were to evaluate my departmental budget, I'd begin by looking at the bottom line. How did the total expenses compare to the planned expenses. If they were as expected, I knew that the budget details probably wouldn't provide many big surprises.
My next step was to look at the major subtotals that made up the budget total. Again I was looking for results that differed from the budget.
Only those areas with a significant difference drew my attention. By checking the subtotals first, I managed to focus my time on the areas where detailed study would pay off. Only then would I really study the individual expenses looking for items that were out of line and needed correction.
It appears that Darren has already done the first step of this process. He has identified that food is the problem. The next step is to figure out where in the food budget things are going wrong.
It will require a bit of work, but nothing too strenuous. Darren will want to take a month's worth of grocery store receipts and place the items into categories. The categories should reflect the type of grocery item. Some possibilities: meats, breads, frozen foods, fruits/vegetables, desserts, drinks, snacks, lunches, cleaning supplies, pet food. Darren will want to use the categories that are most useful for his family.
He can use a computer spreadsheet or a simple note pad (one sheet for each category). Simply put each grocery item purchased during the last month into the best category. Then total the categories.
Darren will focus his attention on the largest categories. He will probably find a few areas that stick out as problems. He can then work on solutions to that more specific problem. What we have done is taken a large, overwhelming problem and turned it into something specific that Darren can work on.
Next, let's look for strategies that match Darren's family. We'll focus on ideas for families that are very busy. He's right. No one is going to come home at 8pm and start cooking from scratch. Fortunately, that's not necessary.
The trick for Darren's family is to shift the cooking so that it's done largely before 8pm. There are a variety of tools and tricks to do that. For instance, it's easy to put a roasting chicken in a slow cooker in the morning and have dinner ready when you get home. Or a roast. Or a stew. A search on "slow cooker recipes" will turn up dozens of ideas for meals that will cook while you're away from home.
The freezer and microwave oven are a great tandem for the busy cook. The freezer allows for meals to be prepared days or even weeks in advance. The microwave allows those frozen meals to be ready in minutes.
Many families use the weekends to prepare complete meals for the freezer. They'll fix three or four meatloaves or a gallon of spaghetti sauce. Meal sized portions are frozen for use in upcoming weeks.
Some families will even freeze individual meals just like a frozen dinner. That way, any family member can head for the freezer whenever they're ready to eat.
Still others will do all the prep work ahead of time. For instance, they'll brown five pounds of ground beef and freeze one pound packages. Half the work is done the next time they want to make anything requiring ground beef.
The trick is finding methods that shift the work from 8pm to a more convenient time. A trip to the library or Internet should provide many good ideas.
Using these two tools should help Darren take control of their grocery bill without ruining their diet or changing their lifestyle. Now all we need is an invitation to dinner!
-----
Gary Foreman has worked as a Certified Financial Planner and currently edits The Dollar Stretcher website http:www.stretcher.com You'll find hundreds of free articles to help you save time and money. Visit Today!
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Stress Matters
You will find this "Stress Tip Message" helpful to stay focused and on purpose with less stress by reading it often throughout the day.
Make a difference by listening to your higher self, and giving thanks for being able to reach and share your dreams, your potential, and your possibilities.
- Dr. Rae
~ Need help with this "Weekly StressTip"? Invest in yourself, contact The Baum Group at www.YourStressMatters.com/contactus.htm ~
A gossip is someone who talks to you about others, a bore is
someone who talks to you about himself, and a brilliant
conversationalist is one who talks to you about yourself.
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Best Wishes
Bob
Copyright - 2004
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