Your Tip of the Day

by Bob Osgoodby

 
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- 10/14

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In this Issue

** Tip Of The Day – Shutdown Shortcut

** Something to Think About by Jan Tincher

** Food For Thought by Dr. Kevin Nunley – 3 Reasons Why You Need a Website Now

** Quote of the Day

** A Little Levity – Anniversary

** The Dollar Stretcher by Gary Foreman – Beating Rebate Rejection

** Publications of Interest

** Stress Matters

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- 11/1

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Welcome

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still
Tip of the Day

Shutdown Shortcut

Do you ever get tired of the repetitive process of shutting down your computer? You know, you have to go to your Start menu and then select Turn Off or Shut Down, whichever your computer has. Then you have to wait for it to actually shut down just to make sure it did it properly. You can bypass all of that and make the process a little easier by creating a shutdown shortcut for your computer.

This shortcut will just be like another icon either on your desktop or in your quick launch area. To create one, right click anywhere on your desktop and go to New, Shortcut. A wizard will then pop up and walk you through the steps. In the "Type the location of the item:" box, enter this code: %windir%\System32\shutdown.exe –s

Now, the s stands for shutdown. If you use this option, your computer will give you a brief waiting time before it actually shuts down. You can also choose to force running applications to stop (f) or choose to have no wait time before your PC turns completely off (t xx). So, if you would like to have both of those along with your command, enter this code instead: %windir%\System32\shutdown.exe -s -f -t 00. Your computer will then shut down instantly.

Once you have the one you want, click Next. You can then pick a name for your shortcut. When done, click Finish and the new icon will appear on your desktop. You can add it to your quick launch area now as well if you want. When you're ready to shut down your computer, double click this new icon and your computer will turn off.

Bob

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Advertising is JUST GOOD BUSINESS!

Publish your ad in the Tip of the Day Newsletter and get your
message out to over 60 thousand people.!

Ads will be in text format for the text version of the issue,
and in an html version - with a graphic - for the online issue.

Newsletters are permanently archived at:
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so your ad is on the web even after your ad has expired in the text version of
the Newsletter. What a great way to build link popularity for your business.

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Something to Think About by Jan Tincher

If you adopted a new set of words, wouldn't that change your emotional responses?

How about if you said you *annoyed,* instead of *enraged*? Or *kind of upset,* instead of *damn mad*?

Or *those funny people,* instead of *those clowns!*?

If you have a word that indicates just how upset you are, why not try replacing it? See if that doesn't help your emotional state. When you see how well that works, why don't you check out the rest of your vocabulary? See the changes that can make in your life.

An article that helps with success is: Change Your Writing, Change Your Life!  You can find it here: [Http://www.tameyourbrain.com/changewriting.htm]

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Be a success!  Let Jan Tincher, Master Neuro-Linguistic
Programmer, help you!  Great articles, great strategies you can
implement immediately!  Go here now:
http://www.tameyourbrain.com/success/index1.htm

 happened -- and that may not happen. Have faith. Share that faith.

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Stupid Quotes

"The toilet is blocked and we cannot bathe the children until it is cleared."

- Actual letter to a landlord

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Food for Thought
by Dr. Kevin Nunley

3 Reasons Why You Need a Website Now

It baffles my mind how many business owners still don't have a web presence. I hear from people every week who insist that, "It ain't broke, so why fix it?" Why go to all the effort of building--or paying someone else to build--a website when business is going well already?

For many businesses, what "ain't" broke today is going to be on the trash heap tomorrow.

Here are a few reasons why it's time to fix it by getting a website, even if it "ain't" broke yet:

1. The Live Brochure - most businesses have used the brochure as a marketing format at some point. In the old days, they provided a great deal of information in one handy booklet. But with a website, you get a live brochure that is available for anyone to see anywhere in the world. And there is no limit to the amount of information you can include.

2. Expand Your Business - Maybe you don't have enough money to set up a new shop in another town, but you can do better than that for a tiny fraction of the cost. Set up shop online with an e-commerce site and you have a business presence anyone in the world can take advantage of.

3. It's Expected - These days, for a business not to have a website is akin to using a typewriter to create your business documents. Your customers and clients expect you to progress with the times, and if you don't keep up, they'll leave you behind.

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"See Kevin's 10,000 free marketing tips at http://drnunley.com"

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Trivia

The ice cream cone was introduced in 1904 at the St. Louis World Fair when a waffle vendor rolled waffles into the shape of a cone for an ice cream vendor at an adjoining booth.

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Quote of the Day

"You are never given a wish without also being given the power to make it true.
You may have to work for it, however."

 - Richard Bach, Author

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- 11/22

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Grins

Anniversary
=-=-=-=-=-=-=

On their way home after celebrating their 25th. anniversary, his wife thanks him for a wonderful evening.

"Oh. it's not over yet", says he.

Once in the house, he gives her a little black velvet box. She opens it in anticipation, "But what are these two little pills?"

"Aspirin", says he.

"But I don't have a headache," she said.

"There you are” he said, “I told you the evening wasn't over yet."
 
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Things That Are Downright IMPOSSIBLE to Say When You're Drinking:

Nope, no more beer for me;

Sorry, but you're not really my type;

Good evening, officer, isn't it lovely out tonight? Oh,

I just couldn't--no one wants to hear me sing!

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Ali and Mohamed are panhandling on the Toronto subway.

Ali drives a Mercedes, lives in a mortgage free house and has a lot of money to spend.

Mohamed, on the other hand, only brings in 2 to 3 dollars a day.

Mohamed asks Ali how he can take home a suitcase full of $10.00 bills everyday.

Ali says, "Look at your sign. It say 'I have no work, a wife and 6 kids to support'."

Mohamed then looks at Ali's sign. It reads 'I only need another $10.00 to move back to my country'.

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Help Keep the Kitchen Clean
Eat Out

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The Dollar Stretcher
by Gary Foreman

Beating Rebate Rejection

After Epson failed to send my promised rebate and ignored my follow-up letters, I stopped buying items with rebates. If they want to put something on sale, they can lower the price to the consumer. The rebates are just a racket and I refuse to play their game. I make sure I tell the sales clerks this when they recommend a product with a rebate.
GG in CA

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We've all done it. We're tempted to purchase an item with a rebate. The after rebate price is good. But, we wonder whether we'll really receive the rebate. Because without it, the price offered is not the best deal available.

Although estimates aren't easy to find, it's generally assumed that between 40 and 60% of all rebates go uncashed. Some consumers forget to send them in. Others have their rebate requests rejected. Still others neglect to cash the rebate check when it arrives.

Any rebate that's not cashed is pure profit for the company. This is definitely a case where your loss is their gain. And it's a big gain. Published industry estimates conclude that rebates are worth $6 billion each year. So there's roughly $3 billion uncashed rebates yearly.

Most companies generally do not process their own rebates. They hire a fulfillment company to do that job for them. These firms are experts at what they do. There was a time when fulfillment centers bragged about how many rebate requests they disallowed. They're less open about it today.

Many rebate forms are designed to be complicated. Their purpose is to trip you up. Fulfillment centers know what mistakes consumers are most likely to make in submitting rebates. And they have the legal staff to tell them what mistakes can disqualify a rebate. The instructions are often written with the intent of making it hard to collect the rebate.

So what's a consumer to do? Start by shopping around. A little patience could turn up a sale without rebate or a similar product at a price that's competitive to the rebated item.

Look for "Instant Cash" rebates. They're not subject to the same problems as regular rebates. Typically they're paid out when you pay for the item. So any doubt about collecting the rebate is eliminated.

It would be nice to know which companies deal honestly with consumers on rebates. A quick Google search only turned up a couple of sites attempting to track a company's rebate performance. The only way to deal with the uncertainty is to do business with reputable companies. This is surely a case where the offer is only as good as the reputation of the company offering it.

There are some rebates to avoid. Any that require your original receipt or do not provide contact information.

Follow the rebate directions exactly. If it says to staple this to that, make sure that's what you do. And, no, a paper clip isn't the same as a staple.

Submit rebates as quickly as possible. Make copies of everything that you send in. If the rebate is sizeable, send it via certified mail with return receipt.

Save product boxes until the rebate is paid. And track your rebates. A simple folder for the copies you made will do the job. Be prepared to write follow-up letters if necessary.

If your original rebate was rejected, send in copies or your original application with a polite letter demanding the rebate. Keep a copy of your letter in the 'open rebate' folder.

You can also take your complaint to the manufacturer. Fulfillment centers are set up to handle (ignore?) customer complaints. The manufacturer may be more willing to help you. You can usually find their contact information by searching on the company name and 'customer service department'. Be polite but persistent.

If the company is unwilling to help, there are outside authorities you can call on. The Federal Trade Commission recommends that "if the rebate never arrives or arrives late, file a complaint with the Federal Trade Commission, the state Attorney General or the local Better Business Bureau." You can reach the FTC at 1-877-FTC-HELP or ftc.gov.

Should rebates be a part of your frugal shopping toolbox? That's really up to you. Some shoppers enjoy the thrill of the game. Their letters demanding a rejected rebate be paid are literary works of art. Their quest for the elusive rebate check would please Indiana Jones.

But, if you're not the adventuresome type or very short of time, stick to sales and coupons. No rebate checks for you. But you just might keep your sanity!

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Gary Foreman has worked as a Certified Financial Planner and currently edits The Dollar Stretcher website http:www.stretcher.com You'll find hundreds of free articles to help you save time and money. Visit Today!

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Stress Matters

Celebrate the season with appreciation and gratitude.

- Dr. Rae

~ Need help with this "Weekly StressTip"? Invest in yourself, contact The Baum Group at www.YourStressMatters.com/contactus.htm ~

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Did you hear about the guy who blamed arithmetic for his divorce?
His wife put two and two together.

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Best Wishes
Bob
Copyright - 2004

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