Your Tip of the Day

by Bob Osgoodby

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- 4/31

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In this Issue

** Tip Of The Day –  “Fatfingerietis”

** Something to Think About by Jan Tincher

** Food For Thought by Dr. Kevin Nunley – No More Scrambled E-Mail

** Quote of the Day

** A Little Levity – Math Major

** The Dollar Stretcher by Gary Foreman –  Single Stay-at-Home Mom

** Publications of Interest

** Stress Matters

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Welcome

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still
Tip of the Day

“Fatfingerietis”

The insert key has to do with your typing and if you don't know how to work it, it could be very frustrating. Ever find yourself typing along and all the sudden, your letters keep getting eaten up by other letters. You may have had a sentence or two typed before you even noticed. Well, every once in awhile, we all suffer from “fatfingerietis” and you accidentally hit the insert key (it is located to the left of the number pad).

So, if you accidentally hit that key, your text will get overwritten. First, try going to "Edit" and select "Undo." If that doesn't work, unfortunately, you'll just have to start all over. If that ever happens, just hit the insert key again and it will change back to normal and you can begin typing again.

You may want to keep an eye on your text when you're typing from now on, just to make sure you didn't happen to hit that key. It will save you some time, a little retyping, and a lot of agitation!

Bob

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Something to Think About by Jan Tincher

Most of our thinking is asking ourselves questions. For instance: Do I like that? What do I think about that? What will that get me?

If we decide to ask ourselves different questions starting tomorrow, then the answers would be different, wouldn't they?

Questions like:
What IS possible? What shall I do? How can I change that?

This should make tomorrow different. You should feel more in control.

An article that will help is What's Your Own Personal Bio Computer Saying?
You will find it here:
http://www.tameyourbrain.com/biocomputer.htm
faith. Share that faith.

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Stupid Quotes

I didn't lie - I mis-spoke.

Numerous Political Candidates

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- 3/29

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Food for Thought

No More Scrambled E-Mail

E-mail doesn't work very well with attached documents in proprietary formats. In plain English: if you send your Word document as an attachment, you often get a note back from the person you sent it to saying "your document was scrambled."

There are e-mail services and programs that are supposed to solve this problem, but it still crops up for many of us with frustrating regularity.

One solution is to save your document in "text" before you send it. E-mail has no problem transmitting text. Any word processor can read text. It doesn't matter if the person who reads your document is using Word, WordPerfect, the text editor you sister designed, has a PC, or a Mac. Save your document as "plain text," "DOS text," or "acii"...all work.

"But my document looks so PLAIN in plain text!" you say. There is a solution. Save your fancy Word document in "Rich Text." Your headlines, bold type, and eye-catching formatting will appear almost the same as your original. Yet it is in text which transmits fine over the Internet

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- 5/27

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Trivia

Brown eggs come from hens with red feathers and red ear lobes; white eggs come from hens with white feathers and white ear lobes. Shell color is determined by the breed of hen and has no effect on its quality, nutrients or flavor.

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Quote of the Day

"To change one's life: 1. Start immediately. 2. Do it flamboyantly. 3. No exceptions."

- William James, Psychologist

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- 4/14

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Grins

Math Major
-=-=--=-=-=-

The owner of a golf course in West Virginia was confused about paying an invoice, so he decided to ask his secretary for some mathematical help.

He called her into his office and said, "You graduated from the West Virginia University and I need some help. If I were to give you $20,000, minus 14%, how much would you take off?"

The secretary thought a moment ...... then replied, "Everything but my earrings."

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One day a mother took her 6-year-old son with her to visit a friend at work. Everyone there knew her, and she was offered a cup of coffee. That day, as one of the employees went to make more coffee, her son followed her and asked, "What are you doing?"

"I'm making your mom's favorite drink," she answered.

Imagine the woman's shock when she heard her son say, "Wow! You know how to make beer?"

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While shopping in a supermarket in Washington, D.C., I heard over the PA system:

"A wallet containing a large sum of money was found, but it contains no ID. Will those laying claim to it please form a double line at the customer service counter?"

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A man returning home a day early from a business trip, got into a taxi at the airport after midnight, and while enroute to his home, asked the driver if he would be a witness, as he suspected his wife was having an affair, and expected to catch her in the act.

The driver agreed, and  they both tiptoed into the  bedroom, turned on the lights pulled the blanket back and found the wife with another man.

The husband put his gun to the man's head, and the wife shouted, "Don't do it, this man has been very generous. Who do you think paid for the Corvette I said I bought for you? Who do you think paid for our new boat?  He did!"

The husband, looked over at the cab driver, and said, "What would you do in a case like this?"

The cabbie smiled, and said, "I'd cover him up before he catches cold."

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- 4/2

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The Dollar Stretcher
by Gary Foreman

Single Stay-at-Home Mom

Gary, Do you think it is realistically possible for a single Mom of a 15, 12, and 6-year old to stay home with her children? I do not have a profitable skill, a degree or money in the bank. All I know is that a tired, stressed-out mother is not what I want for my kids. They deserve more of me.

I currently hold a temporary job that has lasted over a year so far. It covers the monthly expenses, including car payments for a pre-owned car I just purchased this past November. Their Dad kicks in his share, but not enough for us to live on alone. Any suggestions?
Sue

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Sue has plenty of company. Over 1 million couples get divorced each year and roughly one third of all families are headed by a single parent. According to Raise the Nation, an advocacy group, there are over 13 million single parent households raising 20 million children. They also estimate that only 1/4 receive full child-support.

So is it possible to Sue to get by financially without working? Probably not. Studies indicate that financial problems are one of the biggest hurdles for single parents. In fact, according to the Bureau of Labor Statistics nearly one half of all single mothers have more than one job. Talk about stress!

With a little work Sue can determine whether it's possible to survive without a job. If she doesn't already have a budget, she'll need to create one. Having a budget is a good idea whether she tries to stay-at-home or not. It's important to know how much income you have and where it's going. And Sue's stress level will go down once she knows that her expenses don't exceed her income.

The next step is to adjust her budget as if she wasn't working any more. How much income would she lose? And, how many of her expenses could she reduce if she were staying at home? The exercise isn't exact, but it will give her a pretty good idea of whether there's any possibility of staying home. Chances are that she'll find that staying home isn't financially feasible.

But Sue shouldn't give up if she can't stay home. There are other ways to reduce stress.

The first step is to guard against depression. A divorced person is three times more likely to suffer from depression. Fortunately, doctors are better at identifying and treating depression than in previous generations.

A single parent must stay organized. There simply isn't time to look for lost keys. There are many resources that can show you how to get things under control. Organization can bring a sense of serenity to a home.

Train your children to help. Even preschoolers can learn their colors by helping to sort laundry. You're not cheating them by teaching them to cook and clean. In fact, you're preparing them for adulthood. And, sharing tasks is often the real quality time that they'll remember years later.

Also remember that children aren't damaged because they don't have everything that their friends have. Despite what the advertisers or your kids say.

Sue will be well served by spending time with other adults. A lack of adult friends breeds depression, fatigue and fear.

A mentor could be valuable to Sue. Someone who has been a single parent and knows the challenges.

Same thing with a good friend. Knowing someone in similar circumstances puts your own situation into perspective. Being able to help them, and be helped by them can be beneficial, too. And don't limit the friendship to talking. Cooking an extra meatloaf to share with your friend will relieve their mealtime stress one day!

If Sue finds that she's still overwhelmed, she might want to consider sharing housing with another single mother and her children. By sharing cooking, cleaning and shopping chores the two mothers regain some of the advantages of a two parent home.

Finally an editorial comment. In recent decades people have laughed at the notion of 'staying together for the children'. After hearing of the struggles of single parents like Sue maybe it's time to reconsider the idea. That isn't to say that people should stay in an abusive relationship. But perhaps trying to tolerate a troubled marriage is less painful and takes less effort than trying to raise children alone after a divorce.

Hopefully Sue will find the resources to live comfortably and enjoy the years she spends raising her children.

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Gary Foreman has worked as a Certified Financial Planner and currently edits The Dollar Stretcher website http:www.stretcher.com You'll find hundreds of free articles to help you save time and money. Visit Today!

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Stress Matters

You will find this "Stress Tip Message" helpful to stay focused and on purpose with less stress by reading it often throughout the day.

Expect the very best from and for others and yourself. Figure out what you want and go for it.  Promise yourself  that no matter if it gets really, really difficult you won't give up.

- Dr. Rae
 

~ Need help with this "Weekly StressTip"? Invest in yourself, contact The Baum Group at www.YourStressMatters.com/contactus.htm ~

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A husband expects his wife to be perfect,
and to understand why he's not.

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Best Wishes
Bob
Copyright - 2008

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