Your Tip of the Day

by Bob Osgoodby


                    Today is Wednesday, November 26, 2008
                 It is 330 days since the first of the Year
                There are 34 days left in the Year, and
                  There are 27 Days Until Christmas

        Today is... The Price Is Right Day
On this day... Tennessee Ernie Ford's "Sixteen Tons" reached No.  1 (1955)

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- 12/05

In this Issue

** Tip Of The Day Web Site's Appearance

** Something to Think About by Jan Tincher - What is the quality of your experiences?

** Food For Thought by Dr. Kevin Nunley  - The Importance of Referrals by Kevin Nunley

** Quote of the Day

** A Little Levity – Wal-Mart

** The Dollar Stretcher by Gary Foreman – Falling Gas Prices

** Publications of Interest

** Stress Matters


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still
Tip of the Day
Web Site's Appearance

Some of the fonts that Web sites are using these days are almost completely unreadable. There is a way however, to change them so you can actually see what you are doing? There are over a million amateur Web page makers to every pro designer, but they may not be to blame. Possibly the reason why so many Web sites seem to be using an ugly font has more to do with your browser than the design skills of the person who designed the site.

You may not know it, but your browser has a default font already set in place. If it happens to be some unattractive, unreadable font, then any Web site that does not have a specified font will use it.

The interface for Internet Explorer and AOL is the same, but you get there in different ways. With Internet Explorer, go to Tools, Internet Options to open the Control Panel. With AOL, go to Settings, Preferences and then under Organization, click Internet Properties.

Down at the bottom of the General page, you will see a button marked Fonts. Clicking this opens a window where you can select the font you want to have as a default.

For readability, keep it simple. Choose either Arial or Times New Roman. For plain text, you can do the same or you can use Courier New for that typewriter look.

In Firefox, go to Tools, Options and click Fonts and Colors under the General tab. You can specify the font size, the color and more here.

Now, with Netscape Navigator, go to Edit, Preferences and then under the Appearance category, select Fonts.

From the "Fonts for" drop down list, choose a character set. For instance, any of you who browse Web sites in Western languages (like English), set default fonts for the Western character set.

Next, select whether proportional text should be Serif (like Times Roman) or Sans-Serif (like Arial). Then specify the font size you want for proportional text. The normal size is a 12 point, but you can go larger or smaller if you want. You can also choose fonts for Serif, Sans-Serif, Cursive, Fantasy and Monospace, but I don't think it will make much of a difference on most sites.

Who knew you had so much control over a Web site's appearance?!

Bob


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Something to Think About by Jan Tincher

What is the quality of your experiences?

If you put all your experiences together in the puzzle called life, does it show inner success?

Inner success always shows in outer success. The more you work on yourself, your thoughts, your attitudes, your faith, the more inner success you will cultivate.

The more inner success you cultivate, the more outer successes you reap.

What a coincidence, huh?

Here is an article that will help:  Are You Programmed?
Http://www.tameyourbrain.com/programmed.htm



 


Stupid Quotes

"That was complicated, folks, so let's have a replay for all
you fans scoring in bed."

- Hockey announcer Bob Kelly


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- 1/14


 

Food for Thought

The Importance of Referrals
by Kevin Nunley

Set yourself up for success by asking for a referral from an existing customer. It is the most powerful form of marketing you can use. It is also probably the least expensive. Referrals have more impact than any other marketing strategy or advertising. It quickly opens doors for new customers.

Many salespeople forget to ask their customers for referrals. A satisfied customer is usually glad to help you and will provide a strong testimonial for your company. A referral will generally accelerate the sales cycle because your prospective customers rely on the confidence and trust that your existing customers have for you.

Treat your customers with respect and let them know you value them. People like to feel important. Let them know that they are. Tell them you feel they would be a great source of referral business. You will find that people appreciate feeling important and they will feel confident about referring others to you as a result.
 

-----

"See Kevin's 10,000 free marketing tips at http://drnunley.com"


Trivia

The National Institute of Mental Health places fear of flying
(aerophobia), second only to fear of public speaking.


Quote of the Day

Mankind will never see an end of trouble until... lovers of wisdom come to hold political power,
or the holders of power... become lovers of wisdom."

- Plato, The Republic




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- 11/13



Grins

Wal-Mart
-=-=--=-=-=

A blonde was weed-eating her yard and accidentally cut off the tail of her cat which was hiding in the grass.

She rushed her cat, along with the tail over to Wal-Mart.

Why Wal-Mart?
 
HELLOOOOOOO!
 
Wal-Mart is the largest retailer in the world!

-----

Scientists have finally figured out what is wrong with politicians. The problem lies in the two halves of their brains - the left and the right.

The left half has nothing right in it

And the right half has nothing left in it!

-----

A pharmacy major was taking a course in Dispensing. One day they were discussing the various labels affixed to prescription containers, such as, "Take with food," and "Take with water."
At the end of class, the professor passed out a few sample labels.

Days later he noticed that one member of the class had struck one of them onto his chemistry textbook.

It read:

"Caution: May cause extreme drowsiness."

-----

With only two tellers working at the bank, the line I was standing in was moving very slowly. As I waited, I began to fill in my withdrawal slip. Not sure of the date, I turned and asked the woman behind me.
"It's the fifth," she replied.

A man from the back of the line advised, "Don't write it in yet!"

-----

Time heals all wounds,
unless you pick at them.



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The Dollar Stretcher
by Gary Foreman

Falling Gas Prices

I guess everyone has noticed how much gas prices have fallen in the last few months. Seems only yesterday that every media outlet was screaming about $4 a gallon gas. Now that gas is back under the $2 a gallon range you don't hear much about it. And, that's a shame. Because lower gas prices create an opportunity for consumers.

Back when prices were high we all made adjustments to our lifestyle to handle the extra money that was going to the oil companies. We drove fewer miles and paid more attention to auto maintenance. We cut back on other expenses. In short, we did whatever we needed to do to solve the problem.

But, now the problem is gone. So we have a choice. We can go back to our old ways of doing things or we can take the money that's not going into our gas tank and put it to better use.

If you go back to your old ways there's a good chance that you'll waste the money. It'll disappear leaving hardly a trace.

On the other hand, you could continue with the changes that you made when gas prices were higher. If you're the average driver (about 11,000 miles per year) and your car gets 25 mpg that means you'll be buying 440 gallons of gas a year. And, at today's prices you'll be saving about $880 per year.

What to do with that extra $70 a month? Here are some options.

You could apply it to your credit card debt. Not only would you reduce your balance by $70, but you'd also reduce the amount of interest that you owed for this month (and every month thereafter). In effect adding that $70 to your minimum will save you way more than $70!

Or you could add it to your mortgage payment. No one knows how tough the economy could get. But the less you owe on your home the better off you'll be no matter what the future holds. If things bounce back quickly more of every future mortgage payment will go to reducing principal so you'll have more equity (and more options available to you). If things get really tough and house prices continue to slide you'll be in better shape if you don't owe so much.

You could take that extra money and invest it in your future. Take some classes that will make you more valuable in the job market. If unemployment increases you'll be happy to have more skills to offer potential employers. If you don't have a college or trade school nearby consider online courses.

How about accumulating an emergency fund? We all know that we're going to have 'unexpected' expenses. We just don't know when they'll occur. Without an emergency fund they end up on your credit card. Wouldn't it be nice to have hundreds of dollars sitting in a bank waiting for the next 'expected' expense?

Or you could put it in your retirement account (IRA or 401k). Yes, I know that your account hasn't been performing very well lately. In fact, you're thinking of trading your broker for a dartboard. But, if you have any faith in the U.S. economy, then you'd have to expect that some companies would do well in the future. So now could be a good time to buy in while prices are low.

Or perhaps you have an even better way to use the money that's been freed up when gas prices fell. If so, we'd love to hear your ideas. After all the pain that higher gas prices caused, it only seems fitting that we turn lower prices into something good!

-----

Gary Foreman has worked as a Certified Financial Planner and currently edits The Dollar Stretcher website http:www.stretcher.com You'll find hundreds of free articles to help you save time and money. Visit Today!


Stress Matters

Pursue what you are here for with commitment and enthusiasm

- Dr. Rae

~ Need help with this "Weekly StressTip"? Invest in yourself, contact The Baum Group at www.YourStressMatters.com/contactus.htm ~


Alcohol is not the answer,
it just makes you forget the question.


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Best Wishes
Bob
Copyright - 2008


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