Your Tip of the Day

by Bob Osgoodby

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- 1/21

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In this Issue

** Tip Of The Day – E-mail Read Receipts

** Something to Think About by Jan Tincher - Love is the polarity of fear.

** Food For Thought by Dr. Kevin Nunley  - Your Life as a Story in the Press

** Quote of the Day

** A Little Levity – At the Library

** The Dollar Stretcher by Gary Foreman – Repaying Christmas Bills

** Publications of Interest

** Stress Matters

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Welcome

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still
Tip of the Day

E-mail Read Receipts

Sometimes it's important for you to know that am email has be read, and that's where e-mail read receipts come into play! Before I go on, I just want to make sure you all know this tip only works in Outlook Express. Okay, let's begin!

There are two ways you can request a read receipt when using Outlook Express. The first one goes along with just an individual message. For that, click Create Mail to get a new message started. Next, go ahead and type in the recipient's e-mail address and whatever you'd like to say. When you're done, go up to the Tools menu and choose Request Read Receipt. Outlook Express will then inform you when the message has been read by the recipient.

The second method you can use is to put a read receipt request on every single message you send out. To do that, go to Tools, Options. Once you're there, click on the Receipts tab and checkmark the box that says "Request a return receipt for all sent messages." Click OK and you're all set! OE will notify you each time one of your e-mails has been opened and read. This is helpful for all those urgent messages you send out on a daily basis.

Bob

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Something to Think About by Jan Tincher

Love is the polarity of fear.

Every time you experience fear, ask yourself: "What is going on that I have substituted fear for love at this Moment?"

Fear is a current of energy that runs through your body and is produced when you feel cut off from the source of all unconditional love.

Make it a habit of not cutting yourself off from God. He NEVER cuts himself off from you.

An page that may help is:  Good Thoughts
http://www.tameyourbrain.com/goodthoughts.htm

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Stupid Quotes

"I am not going to give you a number for it because it's not my
business to do intelligent work."

- Defense Secretary Donald Rumsfeld, asked to estimate the
number of Iraqi insurgents while testifying before Congress, Feb. 16, 2005

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How To Build An Information Products Business.

Want to be a publisher?  Free lessons, 10 steps make it easy
to create audio info products. An eBook that sells for $19 will
sell for $49 as a CD. Interview an expert. Make more profit.
www.AbbeyWorldMedia.com/publish-information-products.html

- 2/14

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Food for Thought

Your Life as a Story in the Press

Recently I read through Ray Kroc's book "Grinding It Out" about how he created McDonalds. Then I picked up Dave Thomas' "Dave's Way" on how he started Wendy's.

Both books make you admire these giants of fast food and both were written by capable ghost writers.

There's a good lesson here that is well known to CEO's and wealthy entrepreneurs. You can have a professional writer create the story of your life and get it printed as a magazine article, newspaper story, or even as a book. In fact, there's no reason why you shouldn't be able to get your local TV news programs interested, too.

Work with a good writer to pick out the interesting, exciting, or inspirational details about your life or the life of your business. The difference in a ho-hum everyday life and an exciting celebrity life has a lot to do with picking the more interesting details to tell about.

Try to find things that would make a specific audience identify with you. You might tell you story to inspire people who want to escape their 9 to 5 job or people who want to solve a common problem in their industry.

Look for stories you can tell that will make readers feelemotion.

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"See Kevin's 10,000 free marketing tips at http://drnunley.com"

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Trivia

A "clue" originally meant a ball of thread. This is why one is
said to "unravel" the clues of a mystery. .

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- 5/8 -- ©2008 Bedsore Solutions, LLC / The Healing Formula. All rights reserved.

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Quote of the Day

"When you judge another, you do not define them, you
define yourself."

-- Wayne Dyer, author

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Grins

At the Library
-=-=--=-=-=-=-=

My kids are addicted to their computers. I took them to the library.

They didn't know what it was.

I told them it was Google Classic.

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I know my company has made a big effort to be family friendly, but I was baffled when I read this holiday announcement posted on the bulletin board:

"All employees are invited to the annual Christmas
party. All children under the age of ten will
receive a gift from Santa. Employees who have no
children may bring grandchildren."

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A recent bride called her mother one evening in tears. "Oh, Mom, I tried to make Grandmother's meat loaf for dinner tonight, and it's just awful! I followed the recipe exactly, and I know I have the recipe right because it's the one you gave me. But it just didn't come out right, and I'm so upset. I wanted this to be so special for George because he loves meat loaf. What could have gone wrong?"

Her mother replied soothingly, "Well, dear, let's go through the recipe. You read it out loud and tell me exactly what you did at each step, and together we'll figure it out."

"OK," the bride sniffled. "Well, it starts out, 'Take fifty cents worth of ground beef' ..."

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A man showed some friends his apartment. One guest asked "What's that big brass basin for?"

"That's the talking clock," answered the man. He gave it an ear shattering pound with a hammer.

Suddenly, a voice on the other side of the wall screamed, "Knock it off, it's 2 a.m., you idiot!"

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The consumption of alcohol is a major factor in
thinking you can sing.

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Publications of Interest
Ad Swap

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January - 1998.  Subscribe now and learn how to build personal
wealth with the money you already make.  Visit us at:
http//www.wealth-crusaders.com

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The Dollar Stretcher
by Gary Foreman

 Repaying Christmas Bills

Did you start out the new year with a Christmas bill hangover? If so you have plenty of company. I haven't seen figures from 2008 yet, but if you ended up with $500, $600 or even $800 on your credit cards from buying presents, you're not uncommon.

So what are you going to do about it? You could just keep paying the minimums, but that would take forever. Most years, the average family doesn't finish paying for their holiday gifts until May of the following year.

Or you can aggressively look for ways to shrink those bills. Let's look at a couple of options.

One way is to find a "big ticket" solution. One shot that solves the problem. The biggest shot you can fire is to refinance your house. Not so that you can take equity out, but to reduce your monthly payment and use the monthly savings to pay the bills.

Another one shot solution is to compare home or auto insurance coverage. A change in coverage or insurance companies could save you hundreds in a hurry. You can begin by calling your current agent and ask if he has any suggestions. Then get comparable quotes from two other agents. A few phone calls could turn up serious savings! You can find information on auto insurance from Edmunds.com here. For homeowners' insurance, you'll want to contact a couple of local agents.

You could close the gap by selling something big. Maybe it's time to get rid of that wave runner in the garage or the motor home parked in the backyard. Think back. How often do you use them? Then do the math. You could find that it's cheaper (and easier) to rent one when you want it. And, the cash for selling sure would come in handy now.

Attempt to get a lower rate on your credit card. It won't solve the problem quickly, but the same monthly payment will pay down more principal if there's less going to pay interest. CreditCards.com has a tool to find the lowest rate here.

Finding extra savings in your budget can be challenging, but it is possible. Typically groceries/food are the best place to find a few bucks. That's because you'll spend about 20% of your money for food, so cutting your grocery bill by 10 or 15% could save a significant amount.

There are a number of good ways to reduce your grocery bill. One of the best is to create a price book and begin using it. A price book is a simple little notebook where you keep track of pricing on your most common grocery items. It allows you to buy more when the item is on sale. That tactic alone could easily save 15% on your grocery bill. You'll eat the exact same food. Just pay less for it. Find out more about price books here.

Eliminate food waste. The estimates vary widely, but most families end up throwing out food that can't be eaten. You'd be surprised, but it's easy to waste 10% or more. Some food goes bad before you even cook or serve it. Some turns green in the leftover trap that's the back of your refrigerator.

The first step to eliminating waste is to plan your meals and shop with a grocery list. Those impulse buys are the ones that are most likely to become food waste.

The second step is to use your leftovers intelligently. Many families are recognizing how valuable they can be. Some are even taking a serving of each dinner item and freezing their own microwave meals. Not only does that make it more likely that the leftovers will be eaten, it also removes the temptation to buy expensive fast food. Read more about freezer meals here.

Here's one final note. Do not borrow money from your 401k plan, especially if you own stocks. You may be unhappy about recent performance, but you don't want to sell shares at these prices when it's likely that they'll be much more valuable later when you retire. If you sell now, you will not benefit when the market goes up (and sooner or later it will).

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Gary Foreman has worked as a Certified Financial Planner and currently edits The Dollar Stretcher website http:www.stretcher.com You'll find hundreds of free articles to help you save time and money. Visit Today!

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Stress Matters

There is power in conflict when conflict is seen as an opportunity for solutions toward more satisfying and stronger relationships.

- Dr. Rae

~ Need help with this "Weekly StressTip"? Invest in yourself, contact The Baum Group at www.YourStressMatters.com/contactus.htm ~

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You know you are getting old when everything
either dries up or leaks.

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Best Wishes
Bob
Copyright - 2008

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