Your Tip of the Day
by Bob Osgoodby
Today is Wednesday, April 1, 2009
It is 90 days since the first of the Year
There are 273 days left in the Year, and
There are 266 Days Until Christmas
Live well -- Laugh often -- Love much.
Today is . . . . April Fools Day
On this date .
. . US Air Force Academy founded (1954)
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In this Issue** Tip Of The Day – Basics
** Something to Think About by Jan Tincher - How do you know a successful person?
** Food For Thought by Dr. Kevin Nunley - Use An Established Name
** Quote of the Day
** A Little Levity – Service
** The Dollar Stretcher by Gary Foreman – The Things We Believe In
** Publications of Interest
** Stress Matters
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still
Tip of the DayBasics
File sizes tend to be one of the more perplexing issues for both the fledgling and intermediate computer user. So, I've put together a breakdown of the various file size "units" you may encounter.
Bit- The smallest unit in computing. It can have a value of 1 or 0. It is either “on” or “off”. The combinations of 1 or 0 make up a byte.
Byte - A (still small) unit of information made up of 8 bits. This is equivalent to one letter or number.
Kilobyte(KB) - A unit of approximately 1000 bytes (1024 to be exact). Most download sites use kilobytes when they give file sizes.
Megabyte (MB) - 220 bytes = 1,048,576 bytes or 1,024 kilobytes. Sometimes used to mean 1 million bytes.
Gigabyte (GB) - Approximately 1 billion bytes (1024 MB). Most hard drive sizes are listed in gigabytes.
Terabyte (TB) - Approximately 1 trillion bytes (1024 GB). That's 1,000,000,000,000 bytes
Humungabyte (HB) – only kidding <Grin> it IS April Fools Day.
OK, now for a little practical application.
A 3 1/2" floppy disk holds 1.44 Megabytes (1,474 KB).
A CD Rom holds 650-700 Megabytes (though most programs you get don't utilize the whole amount). This would be around 450 of those 3.5 floppies.
A 20 Gig hard drive will hold the same amount of info as 31 CD ROMs or 14,222 floppy disks.
It takes between 7-10 minutes to download a one megabyte (1024 KB) file using the average dial up internet connection.
A typical page of text is around 4KB.
Bob
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Something to Think About by Jan Tincher
How do you know a successful person?
Ask someone to recommend someone in their field, and notice how fast they are to do so.
People who are still trying to make it, sometimes want to keep the glory.
People who have already made it, are very happy to share the glory.
Who would you rather work with or be associated with?
That's the person you should strive to emulate. Find someone like this and ask if they will be your mentor.
An article that will help is: Look At Your Success Picture
1000 Times A Day
Http://www.tameyourbrain.com/success_picture.htm
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Stupid QuotesSo many of the people in the arenas here were under-privileged
anyway. This is working very well for them.- Barbara Bush
(September 2005, during the Katrina disaster)
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Food for Thought
Use An Established Name
Sixty-five percent of new businesses cease to exist three years after they start. I'm convinced a large part of those folks simply get tired of the business and move on to something else.
Often they leave behind very well-established business and product names. Rather than letting these names fade away, you can get permission to continue them. They come with built-in customer trust and recognition.
While big corporations sell their names for millions, most small businesses have little or no opportunity to profit from names they are retiring. Most entrepreneurs will be delighted if you offer them a small fee along with a percentage of future sales. Some will even give you the name free simply to see their old idea continue on.
Keep a list of really good names, businesses, and ideas that seem particularly effective in your line of work. Check back with these businesses each year. Your odds of catching one at just the right moment are quite high.
When you see a business on its way out, consider how you could profit from taking over their name, product, or service. Find out if you can have their customer list.
-----
"See Kevin's 10,000 free marketing tips at http://drnunley.com"
Trivia
At one time it was believed that citrus fruits could provide protection against poisons.
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Quote of the Day
"Beware the wrath of a quiet man."
- Chinese Proverb
GrinsService
=-=-=-=-=At one time in my life, I thought I had a handle on the meaning of the word "service." "The act of doing things for other people."
Then I heard these terms:
Internal Revenue Service
Postal Service
Telephone Service
Civil Service
City/County Public Service
Customer Service
Service StationsAnd I became confused about the word "service" This is not what I thought "service" meant.
Then today, I overheard two farmers talking and one said he had hired a bull to "service" a few of his cows.
BAM! It all came into perspective. Now I understand what all those "service" agencies are doing to us!!!!!
-----
My wife said, "Whatcha doin' today?"
I said "Nothin'."
She said, "You did that yesterday."
I said, "I wasn't finished."
-----
"I'm sorry," said the clerk in flower shop, "we don't have potted geraniums. Could you use African violets instead?"
Replied the customer sadly, "No, it was geraniums my wife told me to water while she was gone."
-----
Unable to attend the funeral after his father died, a son who lived far away called his brother and told him, "Do something nice for Dad and send me the bill."
Later, he got a bill for $200.00, which he paid. The next month, he got another bill for $200.00, which he also paid, figuring it was some incidental expense.
Bills for $200.00 kept arriving every month, and finally the man called his brother again to find out what was going on.
"Well," said the other brother, "you said to do something nice for Dad. So I rented him a tuxedo."
-----
People who live in glass houses
might as well answer the door.
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The Dollar Stretcher
by Gary Foreman
The Things We Believe In
The human mind is very interesting. We're given an amazing ability to think. And, yet sometimes we also have an amazing ability to deny the facts and believe whatever we want. Today I'd like to take a look at some of the financial things that we might believe.
Bad things won't happen to me. We'd all like to believe it. We own the one car that won't break down. Others will get sick, but not me. Therefore I don't need an emergency savings account or insurance. I can postpone the savings or insurance until I have more money. But, the facts are sobering. Every car will break down at some point. And almost all of us will spend some time in the hospital during our lives. The truth is that everyone needs a plan for handling unexpected expenses.
I did it before and didn't get hurt. Just because you got away with a bad decision before doesn't mean that you'll continue to get by with it. It's a little like walking away from an auto accident. You don't automatically assume that you'll be as fortunate the next time it happens. So the sane driver tries to avoid accidents.
That "everybody's doing it" is a good reason. If you hear yourself saying this, you need to check your math. Because it's very rare that everyone is doing something dangerous. Usually it's only a few people. And rarely do we know enough about their finances to know whether they're really getting away with it. Even if they look prosperous, that doesn't mean they don't get calls from bill collectors and worry themselves to sleep each night.
Besides, even if everyone were doing it, that doesn't mean that it's smart for you to do it. A few years ago lots of people were using variable mortgages to buy homes they couldn't afford. It seemed like everyone was doing it. But, now we know that it wasn't alright. Bottom line? Think through any move and how it might affect your personal finances.
That I'm smart enough to avoid problems. We'd all like to believe that we're smarter than average. And, that our smarts make us less vulnerable to financial problems than the average guy. The sad truth is that our guard is down when we're so sure of ourselves and we're probably more likely to have problems. Don't be fooled by your own arrogance.
That decisions don't have consequences. We all live with our decisions. But many of us fail to see the connections between the problems that we're having today and the decisions we made yesterday. We chose a new car instead of leaving the money in savings. Months later the refrigerator breaks down and we don't have the money to repair it. Bad luck has nothing to do with it. It's the decision we made to take the money out of savings that caused the suffering today. To understand what went wrong (so that we can learn from the experience), we often have to go beyond the first step. Sometimes the problem goes back a few steps.
Take a look at some of the things that you believe about your finances. You might just find that some of them simply aren't true
Keep on Stretching those Dollars!
Gary-----
Gary Foreman has worked as a Certified Financial Planner and currently edits The Dollar Stretcher website http:www.stretcher.com You'll find hundreds of free articles to help you save time and money. Visit Today!
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Stress Matters
Believe in what you are doing. Believe in who you are. Believe in yourself.
- Dr. Rae
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Copyright - 2009
Bob Osgoodby - Mail - bob@adv-marketing.com
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