From: Bob Osgoodby - bob@adv-marketing.com
Visit Our Web Page at http://adv-marketing.com/business
The Business Organ for the Small Business Community
Sponsor - Advanced Marketing at http://www.adv-marketing.com

** Biz-Tips by Dr. Kevin Nunley – Offer a Free Seminar

** Featured Article – Investing for Your Retirement by Mike Stierun
 
** Quote of the Day

** A Little Levity – Divorce

** Publications of Interest

** Stress Tip by Dr. Rae Baum
** Fact Of The Day

** Health Tip of the Week – Red Meat Hazards Revisited

---

Sponsor for this Edition

Million-Dollar Idea

They will remember your name, your face, and your business! Hand them a personalized million-dollar bill and prospects will not only thank you but ask for extras. Includes two personalized messages. Limitless possibilities! Low cost! Order at http://www.photobucks.com   Or, call 800-588-4448.
- 7/25

---

Welcome

Welcome to those who have recently subscribed to this Newsletter. We have 39,000+ subscribers who receive this every Thursday.  At the end of this Newsletter are instructions on how to "unsubscribe" if you don't wish to receive it in the future.

We have an Ad Position available in our "Tip of the Day" Newsletter.  Get your message to over 42,000 subscribers for just $3 an issue.  To place your ad, go to our web site at:

http://adv-marketing.com/marketing/int02newsletters.htm

---

It's Your Financial Future You Decide

HomeBizExecs is a legitimate award winning internet based home buisiness. Let us show you how to earn the income you desire. http://kjmohr.homebizexecs.net
 - 8/3

---

Hickbonics

MUNTS - (noun) - A calendar division.
Usage: "My brother from Jawjuh bard my pickup truck, and I ain't herd from him in munts."

---

Double your money on your Holidays

I make fishing lures, and am looking for dealers. Buy my lures at 50% off and sell them on your Holidays. When you go fishing, show them to everyone on the boat launch. They will buy on the spot, and when they catch fish they will come back for more. View the lures at http://www.slammerlures.com  For more information contact Dave at ospika@usa.net.
- 9/2

---

Biz Tips
by Dr. Kevin Nunley

Offer a Free Seminar

When the founders of ehow.com started their advice-giving web site, they never anticipated the hot demand for expert help. Their average visitor comes back several times per week to learn how to do something they are having problems with.

Millions of people crave expert information on every topic you can imagine. Offer free seminars on a topic you know well and provide the help so many people want.

Your seminar can take many forms. Rent or borrow a large convention room and publicize your seminar in ads and with free publicity. Reserve a large table at a favorite restaurant and invite a limited group to lunch and learn. You can even hold your seminar on a telephone conference call (I used to have weekly call that included up to 110 people) or in an Internet chat room.

Keep your seminar commercial free. Provide good information and how-to tips. You can invite attendees to pick up a "green sheet" on the way out. It can include more tips, resources, and your best deals.

Invite attendees to come by your store or office or contact you via email or phone for more personalized help.

-----

Looking for ways to market your product, service, or idea? Ask Kevin! He'll give you fresh promotion ideas free. Reach Kevin Nunley and his staff of marketing experts at kevin@drnunley.com or 801-328-9006. See the promotion packages that are working best for his customers at http://DrNunley.com

---

Investing for Your Retirement by
Mike Stierun

Did you know that if you invested 10% of salary every year from the day you started your first day of work after graduation from school, did not touch the money until it was time to retire and invested wisely, the majority of people would be millionaires by the time they were ready to retire! Even consumers with relatively low salaries can achieve this objective simply by saving 10% a year! They will take a bit longer, however the power of compounding after a few short years will begin to add more money to your savings than what you can contribute.

Most of us have car loans to worry about, furniture loans, home mortgages and credit card debt. Then the kids come along and you need to save for their education not to mention the cost of just buying them clothes and food. If you have begun saving for retirement and you have a car loan that comes due or a major expense to deal with, it can be extremely tempting to take your savings and pay off the loan, go on the vacation, put the money on the mortgage etc.

This can save you money in the short term, however you will never have the money to relax with when you retire. When we are young, retirement is so far away, why worry about it. That's the attitude of most people until suddenly they are 40 years old and retirement is not that far away. Then they sit down with a financial advisor and find that it will be impossible to save enough money to live in the comfort levels that they wish to. What a shock that can be?

Once you get used to living on 10% less, it just becomes normal and if you have the discipline to leave it there, your financial advisor will be amazed that you can live comfortably and not have to worry about retirement. Remember there is nothing worse than being poor and old, except poor, old and in poor health!

Many people think that their pension will suffice for their retirement as they will have less expenses.  They figure because they are not working they won’t have expenses like clothes, transport and lunch.  In fact, it is further from the truth as when you are idle you tend to spend more money - holidays, days out and spontaneous dinners.  Having your own fund will allow you to live a comfortable retirement.

Saving 10% of your wage will ensure that you can adequately supplement your aged pension and actually enjoy your retirement.  This means you can buy a new car, take a trip or go out to dinner.   Who wants to be frugal after working hard for your whole life!

-----

Bob Leduc spent 20 years helping businesses like yours find new customers and increase sales. He just released a New Edition of his manual, How To Build Your Small Business Fast With Simple Postcards ...and launched *BizTips from Bob*, a newsletter to help small businesses grow and prosper. You'll find his low-cost marketing methods at: http://BobLeduc.com or call: 702-658-1707 After 10 AM Pacific Time/Las Vegas, NV

---

Did You Know

 You can place a free ad for your business on our website.
        Go to - http://www.adv-marketing.com and click on
 "Free Classified Advertising"

---

Quote of the Day

"Death is the only inescapable, unavoidable, sure thing. We are sentenced to die the day we're born."

- Gary Mark Gilmore

---

Free Sign Up With 17 Yr Old Publicly Traded Company!

MLM-ANSWER.COM http://mlm-answer.com - Free Samples worth $90.-$104.of exclusive products! Free Sign Up into a solid 17 Yr Old Publicly Traded Company! Free Co.Website~Free MLM Answer System http://mlm-answer.com   No Selling...Just Give Away Free Samples! Paid Daily!
- 7/25

---

A Little Humor

Divorce
=-=-=-=-

She spent the first day packing her belongings into boxes, crates and suitcases.

On the second day, she had the movers come and collect her things.

On the third day, she sat down for the last time at their beautiful dining room table by candlelight, put on some soft background music, and feasted on a pound of shrimp, a jar of caviar, and a bottle of chardonnay. When she had finished, she went into each and every room and stuffed half-eaten shrimp shells dipped in caviar, into the hollow of all of the curtain rods.  She then cleaned up the kitchen and left.

When the husband returned with his new girlfriend, all was bliss for the first few days. Then slowly, the house began to smell. They tried everything: cleaning, mopping, and airing the place out. Vents were checked for dead rodents, and carpets were steam cleaned, air fresheners were hung everywhere.

Exterminators were brought in to set off gas canisters, during which they had to move out for a few days, and in the end they even paid to replace the expensive wool carpeting.

Nothing worked! People stopped coming over to visit. Repairmen refused to work in the house. The maid quit. Finally, they could not take the stench any longer and decided to move.

A month later, even though they had cut their price in half, they could not find a buyer for their stinky house. Word got out, and eventually even the local realtors refused to return their calls. Finally, they had to borrow a huge sum of money from the bank to purchase a new place.

The ex-wife called the man, and asked how things were going. He told her the saga of the rotting house. She listened politely, and said that she missed her old home terribly, and would be willing to reduce her divorce settlement in exchange for getting the house back.

Knowing his ex-wife had no idea how bad the smell was, he agreed on a price that was about 1/10th of what the house had been worth, but only if she were to sign the papers that very day. She agreed, and within the hour his lawyers delivered the paperwork.

A week later the man and his girlfriend stood smiling as they watched the moving company pack everything to take to their new home... including the curtain rods!!

-----

Al, Bill, and Hillary goes to Heaven God addresses Al first. "Al, what do you believe in?"

Al replies, "Well, I believe I won that election, but that it was your will
that I did not serve. And I've come to understand that now."

God thinks for a second and says, "Okay, very good. Come and sit at my left."

God then addresses Bill. "Bill, what do you believe in?"

Bill replies, "I believe in forgiveness. I've sinned, but I've never held a
grudge against my fellow man, and I hope no grudges are held against me."

God thinks for a second and says, "You are forgiven, my son. Come and sit at my right."

God then addresses Hillary. "Hillary, what do you believe in?"

"I believe you're in my chair."

-----

A botanist was trying to research some details about a particular kind of bracken fern, so he sent a request to all his colleagues, asking them to send him any information they had about it.

Unfortunately, he didn't word his request very well, and all the botanists he'd contacted thought he was looking for details about any ferns, rather than just the one species. So within just a few hours of sending it out, his fax machine was buzzing with piles of useless documents about all kinds of ferns - there were tree ferns and wood ferns, ostrich ferns and cinnamon ferns... but very few about the particular type he wanted.

So he sent another message to everyone:

If it ain't bracken, don't fax it.

-----

A woman went to France on a wine-tasting vacation. Unfortunately, while in the capital city, she drank too much, fell from her hotel window and ended up in a body cast.

When she got home, she swore never to get plastered in Paris again.

-----

Riddle

Susie asked her secretary to get her a cup of coffee. While the
secretary was pouring the coffee, her earring fell off and into
the cup, yet the earring didn't get wet. How come?
Do you know the answer? Scroll down to find the solution.

-----

Alternate Medical Definitions

Fester................Quicker than someone else.

---

Publications of Interest

In each issue, we swap a notice with another E-zine.  Most of the time they are invitations to subscribe to their publication, but sometime it could be for a product or service they provide.

-----

Top Worldprofit Dealer, Jim Carpenter, wants you! Learn how to earn $100,000 a year or more!  Find out how to get your FREE space in our EXCLUSIVE Millionaire Bootcamp.  Limited-time ONLY!  100% of our Graduate MAKE MONEY!
For complete details & FREE Video, visit http://www.wealthsurge.com

---

Answer to Riddle:

The coffee was instant and still dry.

---

Small Businesses That Barter Gain New Customers

www.u-exchange.com provides small business owners with a platform for exchanging goods and services. Listings posted by small business owners interested in reciprocal bartering. With listings in over 35 countries you can trade local or worldwide. To post your trade, visit us at http://www.u-exchange.com/businessbarter.asp   - 8/11

---

 

1. Stress Tip
2. by Dr. Rae Baum

You will find this "Stress Tip Message" helpful to stay focused and on purpose.  You can put this message to work by reading it often throughout the day.

“Be remembered as someone who made the world a better place than the way you found it.”

---- Dr. Rae ----

~ Need help with this?  Invest in yourself...  Contact The Baum Group at mailto:TheBaumGroup@YourStressMatters.com ~

---

Fact of the Day

Actress Rita Moreno, listed in the "Guinness Book of World Records" as the first performer to win the four major awards of film, music, TV, and theater (i.e., Oscar, Grammy, Emmy, and Tony), was born Rosita Dolores Alverio. In addition to the major four awards, Moreno also earned a Golden Globe for West Side Story. One of her earliest acting jobs was a guest appearance on TV's "Father Knows Best" as a high school exchange student from India. While Moreno was born in Puerto Rico, she was cast in film and TV roles as varying nationalities, such as Tuptim, a Burman in The King and I (1956).

---

Health Tip of the Week
by Dr. Earl Mindell

Red Meat Hazards Revisited

Loving your low-carb diet? Eating all the steak, hamburger, and bacon your heart desires? Well, it might be okay for your heart, but your colon and rectum might be in jeopardy if you stick with this diet for too long. According to three new studies published in the Journal of the American Medical Association (JAMA), those who consume the most red meat may be at the greatest risk for colon and rectal cancers. The studies are based on a sample of 149,000 people, followed over a ten-year period. Those who ate the most red meat and processed meat had a 30 percent higher risk of colon cancer and a 40 percent higher risk of rectal cancer than those who ate the least amount of these foods. Earlier studies have shown similar links between red meat and lower digestive tract cancers.

Broiling or frying meats until well-done causes carcinogenic chemicals called heterocyclic amines to form. Processed meats—lunchmeats, hot dogs, and bacon—contain nitrosamines, chemicals also believed to play a role in causing cancer. And a diet that’s rich in meats and low on vegetables, fruits, and whole grains causes a shift in the bacterial populations of the colon, reducing “good” probiotics so that harmful, putrefactive bacteria have a chance to take over. It appears that this imbalance may also predispose us to colon and rectal cancer.

You can still eat low-carb, even while cutting down on red meat. Chicken and fish were found to be slightly protective against colon and rectal cancers. Tofu is a good alternative, too, as are beans, nuts, and nut butters. Don’t skimp on the veggies. If you do eat red meat, buy grass-fed organic and don’t overcook it. A marinade made with turmeric has been found to reduce heterocyclic amine formation. So has chopping antioxidant-rich cherries into ground beef.

-----

To learn more about how Dr. Mindell can help you
get into the best shape of your life, visit:
http://freelife.com/Sites/keith/Redir.cfm?page=/info/nutrition/nutritionhome.cfm

---

WHAT'S IN A SIGN?

When traveling on the road you see a lot of service stations with restaurants. Why do some of them display the sign 'Eat here and get Gas'?

---

Subscribe Instructions

If you have a friend who would like to subscribe, have them visit
our web site at: http://adv-marketing.com/business/subscribe2.htm

Best Wishes
Bob
Copyright – 2004

---