From: Bob Osgoodby - bob@adv-marketing.com
Visit Our Web Page at http://adv-marketing.com/business
The Business Organ for the Small Business Community
Sponsor - Advanced Marketing at http://www.adv-marketing.com

** Biz-Tips by Dr. Kevin Nunley – Is This A Good Time of Year to Advertise?

** Featured Article – Using The Tax Code To Create Abundance By Kalinda Rose Stevenson

** Quote of the Day

** A Little Levity – Indian Scout

** Publications of Interest

** Stress Tip by Dr. Rae Baum

** Fact Of The Day

** Health Tip of the Week – Consumers And Doctors Finally Growing Warier About Prescription Drugs

---

Sponsor for this Edition

Learn from an Internet Millionaire!

 

Learn why this Internet millionaire is succeeding on the Internet where others fail over and over again. http://www.dxcurrencies.com/richguy.php
- 2/3

---

Welcome

Welcome to those who have recently subscribed to this Newsletter. We have 44,000+ subscribers who receive this every Thursday. At the end of this Newsletter are instructions on how to "unsubscribe" if you don't wish to receive it in the future.

We have an Ad Position available in our "Tip of the Week" Newsletter.  Get your message to over 43,000 subscribers for just $4 an issue.  To place your ad, go to our web site at:

http://adv-marketing.com/marketing/int02newsletters.htm

---

Hickbonics

BAHS -- noun. A supervisor.

Usage: "If you don't stop reading these Southern words and git back to work,
your bahs is gonna far you!"

---

Biz Tips
by Dr. Kevin Nunley

Is This A Good Time of Year to Advertise?

December is always a confusing time for business people. Retail sales are hotter than hot, yet managers aren't sure other types of customers are ready to buy.

Here is what I have noticed on the Interent. This pattern has been rock steady since 1997 (and that's just about an eternity in Internet years).

For some reason, sales jump through the roof in November. Since most of our clients aren't in retail, it's hard to attribute it to Christmas shopping, but we set records in November every year.

December is good up until Christmas week when traffic on the Net slows to a crawl. January is often the biggest month of the year for education and information products. It is also the best month to promote a business opportunity or self-improvement program.

February is good simply because it is a very slow time for many businesses and advertising is way down. This is a time when you can frequently get great advertising for pennies on the dollar.

-----

Looking for ways to market your product, service, or idea? Ask Kevin! He'll give you fresh promotion ideas free. Reach Kevin Nunley and his staff of marketing experts at kevin@drnunley.com or 801-328-9006. See the promotion packages that are working best for his customers at http://DrNunley.com

---

Free Filler Ads

PRINT PUBLICATION needs Filler Ads for unsold ad space.  Compliment your Internet site and ads with Free Print Media!  No gimmick. This rare opportunity is for real. Check it out. Postal checking copy sent to each advertiser. No obligation.  Go ahead! Check it out... http://www.HomeBizNow.biz- 07/22/06

---

Using The Tax Code To Create Abundance
By Kalinda Rose Stevenson

You know that old riddle.  “Which came first, the chicken or the egg?”  I have my own version of the riddle.   “Which comes first?   Taxes or expenses?”

Unlike the chicken or egg conundrum, this riddle has a clear answer.  And the answer is, “It depends on whether you are paying taxes as an individual or as a corporation.”

We hear a lot of talk these days about the inherent unfairness of the tax system.  The claim is that “the rich” get tax breaks while middle and lower class taxpayers pay far more than their fair share.

What gets lost in these comments is an even more fundamental imbalance in the tax system.   The tax system favors corporations vastly more than it favors individuals.

The crucial difference between corporate taxes and personal taxes is the point at which taxes are calculated.   If you are taxed as an individual, your taxes come off the top of your income.   If you are taxed as a corporation, your taxes are calculated after expenses.

Consider how the taxation system works.  If you are an employee, you collect a paycheck.   Before you ever get your paycheck, there will be deductions.  Federal tax, FICA, maybe state tax, maybe medical insurance.  You will be left with your “take home pay.”  Interesting concept, isn’t it?   What you “take home” will be less than what you earned.

In other words, you get to use whatever is left over of your salary or wages after taxes.  Food, housing, clothing, transportation, medical, dental, recreation.   You need to pay for all of these expenses with your “after tax” money.

What happens if you set up a corporation?   You are the founder of a corporation and hire yourself as the employee of the corporation.   As the founder of the corporation, you are able to set up a health insurance plan with pretax dollars.   If there are insurance deductibles, you, as the founder, can write a resolution and put it in your corporate book.   Your generous corporation will cover all of the costs of medical care for its employees (that means you,) including deductibles, and any medical costs that most insurance policies will not cover.

Your corporation can provide generous pensions, annuities, life insurance policies, and other benefits to you as an employee.  It can even donate generously to nonprofit corporations, schools, and churches, if it chooses.   And after it has paid all of these expenses, and made all of these charitable donations, it can then calculate tax on the wee bit of profit left over.   Or maybe the corporation will not have any profit at all, and then it will not pay taxes at all.

I feel compelled to point out that it has not always been this way.   Corporate America used to pay a much higher portion of taxes than it pays now.   This is the real unfairness of the tax system.  The discrepancy between tax rules for corporations and tax rules for individuals means that the tax burden has shifted from corporations to individuals.

Why are “the rich” getting richer?   At the heart of the matter, “the rich” understand the tax system and know how to set up corporate entities to make the most of the favorable tax laws available.

Setting up a corporation allows you to use your income to provide benefits you cannot afford with your after-tax dollars.  The corporate tax code allows you to create wealth in ways that you will never be able to accomplish as long as your taxes come off the top of your income.  In addition, corporate tax rates are lower than personal tax rates.

If you have not set up a corporation, I encourage you to consider doing so.   People are afraid that incorporating means a lot of extra work and trouble. Yes, incorporating involves time, effort, and expense.   And keeping your corporate records up to date also takes time, effort, and expense.   You will also need to have increased knowledge of taxes and accounting.   The reward for this extra work and effort is that you will be able to use corporate tax rules for your own benefit, and the benefit of those you choose to support with your money.

To answer my own riddle, “Which comes first?   Taxes or expenses?”   If you are paying taxes as an individual, the taxes come first.    If you are paying as a corporation, the expenses come first.

This difference is enormous.   When you understand this distinction, you have one of the most powerful means to transform your economic life from struggle to abundance.  Knowing how to use the corporate tax code legally and ethically will allow you to create an abundant life far beyond anything you will be able to create with the personal tax code.

-----

Kalinda Rose Stevenson, Ph.D. WARNING:  BEFORE YOU INVEST IN REAL ESTATE... FREE “No Money Limits Consumer Guide to Real Estate Investor Training.”  http://www.nomoneylimits.com

---

Did You Know

 You can place a free ad for your business on our website.
        Go to - http://www.adv-marketing.com and click on
 "Free Classified Advertising"

---

Quote of the Day

A feeling of confidence and personal power comes from facing challenges and overcoming them.

- Brian Tracy

---

If You Have Tried Other Online Businesses...

Have you tried other programs that didn’t work? Join the best   Plug-In Profit Site.  We have the knowledge and support to get you going. 30 Day Success Plan comes free.  Website fully set up.   You can t beat it!  Start Earning Money Today! http://www.ProfitsR4U.com/pips.html
- 2/3

---

A Little Humor

Indian Scout
=-=-=-=-=-=-=

An old Wild West fort is about to be attacked. The wily old General sends for his trusty Indian Scout. "You must use all your years of skill in trying to estimate the sort of army we are up against here."

The trusty Indian Scout laid down and put his ear to the ground... "Large war party," he says, "maybe three hundred braves, four chiefs, two on black stallions, two on white stallions. All have war paint ... many, many guns. Medicine man also with them."

"Good grief!" exclaims the General, "you can tell all of that just by listening to the ground???"

"No, General," replied the Scout, "I can see under the gate."

-----

Joey and his classmates had just finished a tour of the local fire hall.

Before each student could leave, the fire chief quizzed him.

The fire chief asked little Joey, "What do you do if your clothes catch on fire?"

Joey replied promptly, "I don't put them on."

-----

According to a recent article I just read on nutrition, they said eating right doesn't have to be complicated. Nutritionists say there is a simple way to tell if you're eating right. Colors. Fill your plates with bright colors. Greens, reds, yellows.

In fact, I did that this morning. I had an entire bowl of M&M's. It was delicious! I never knew eating right could be so easy.

-----

A buddy and I were golfing one afternoon and getting somewhat bored with the round; so when we came upon the water hazard with two ducks sitting quietly on the water, I bet him ten bucks he couldn't hit a duck and five dollars he couldn't even get one to move.

Being a guy, he took the bet. He launched four tee shots toward the ducks, & even threw two by hand, & the ducks still wouldn't budge. Only after he lost six golf balls did he realize the ducks were decoys.

-----

Riddle

A man is walking down a road with a basket of eggs. As he is walking he meets someone who buys one-half of his eggs plus one-half of an egg. He walks a little further and meets another person who buys one-half of his eggs plus one-half of an egg. After proceeding further he meets another person who buys one-half of his eggs plus one half an egg. At this point he has sold all of his eggs, and he never broke an egg. How many eggs did the man have to start with?

Do you know the answer? Scroll down to find the solution.

-----

Why do people say "The alarm just went off"
when really it just came on?

---

Publications of Interest

In each issue, we swap a notice with another E-zine.  Most of the time they are invitations to subscribe to their publication, but sometime it could be for a product or service they provide.

-----

A Free inspirational business newsletter to motivate, support, and encourage you to discover and experience the power of your own uniqueness.  Individuals, women business owners, and entrepreneurs are treated to a bi-monthly newsletter filled with articles and resources that unlock the doors to your business and personal success. Be informed. You deserve to be successful and wealthy. Sign up at:   http://www.distinctivebusinesswomen.com Or, send your correct email address to:  gerri@distinctivebusinesswomen.com?Subject=Subscribe  FREE Bonus Special Report just for signing  up. Fulfillment guaranteed or you may Cancel anytime.

---

Answer to Riddle:

7 eggs. The first person bought one half of his eggs plus one half an egg (3 1/2 + 1/2 = 4 eggs) This left him 3 eggs. The second person bought one-half of his eggs plus one half an egg, (1 1/2 + 1/2 = 2 eggs) leaving the man 1 egg. The last person bought one-half of his eggs plus one-half an egg, (1/2 + 1/2 = 1 egg) leaving no eggs.

---

Free Eye Exercise e-Booklet

Online at http://www.naturaleyecare.com. Holistic protocols for over 35 eye diseases by leading holistic eye doctor at website. Free vision related consultations available by phone at 845-255-8222 and by e-mail - mailto:visionworksusa@earthlink.net.
- 11/25

---

 

1. Stress Tip
2. by Dr. Rae Baum

You will find this "Stress Tip Message" helpful to stay focused and on purpose.  You can put this message to work by reading it often throughout the day.

"Purpose comes from within.  To live with purpose, life is joyful, spontaneous and graceful."

---- Dr. Rae ----

~ Need help with this?  Invest in yourself...  Contact The Baum Group at mailto:TheBaumGroup@YourStressMatters.com ~

---

Fact of the Day

When using the first pay telephone, a caller did not deposit his coins in the machine. He gave them to an attendant who stood next to the telephone. Coin telephones did not appear until 1899.

---

Health Tip of the Week
by Dr. Earl Mindell

Consumers And Doctors Finally Growing Warier About Prescription Drugs

In the wake of the wave of drug recalls and safety scares, the foundation of the modern American medical mainstream has begun to tremble ever so slightly. Front-page reports of drug industry malfeasance and revelations of financial links where they shouldn't be have finally begun to change the public's consciousness about the real dangers of perfectly legal drugs. People are beginning to see that they have been lied to in many ways by the drug pushers, and a lot of them are pretty steamed about it.

Doctors have been watching this carefully too, and it looks as though prescribing habits might start changing. An Internet-based poll by Philadelphia market research firm, National Analysts, questioned 231 primary care doctors on this subject. The survey revealed that two of three of these doctors would be more hesitant to prescribe new drugs in the future. Eighty percent of them reported that they were prepared for patients being more resistant to getting a prescription drug, particularly when the prescription is for long-term use.

According to LA Times health reporter Melissa Healy, several proposals designed to boost consumers' confidence in the safety of prescription drugs are circulating around on Capitol Hill. Some suggest creating a databank of clinical trials on drugs—the published trials, which are often slanted and tweaked to show the drug in the best possible light, and the unpublished—to give doctors access to the full scope of the research.

This would help them to make better decisions about safe prescribing and to see the potential hazards long before we have another Vioxx situation on our hands. One problem with this approach is that it doesn't make it any easier for the doctor to explain the risk-benefit ratio of a medicine to a patient. If you're told, "Based on all the available research, if you take this drug for the next ten years, your risk of heart attack will be decreased 24 percent, but your risk of liver failure will go up 20 percent," can you make a decision based on this information? Most patients can't.

I'm following the whole story with great interest. Who needs blockbuster summer movies when there's this kind of real-life drama?

-----

To learn more about how Dr. Mindell can help you get into the best shape of your life, visit: http://keith.freelife.com/redir.cfm?page=/info/nutrition/drearlmindell/body.cfm

---

PCisms (Politically Correct Terminology)

drowning  - aquatically challenged

---

Subscribe Instructions

If you have a friend who would like to subscribe, have them visit
our web site at: http://adv-marketing.com/business/subscribe2.htm

Best Wishes
Bob
Copyright – 2005

---